Need an appraisal in Knoxville or Knox County?

Here are the top reasons TN homeowners need C-H Appraisal Group:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
To challenge a TN property tax assessment
To lower their mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in TN by determining the true market value of real estate in question

Do you own a home in or near Knoxville? Do you need help determining the price of your real estate?
Contact C-H Appraisal Group.

At C-H Appraisal Group, we understand the special needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at C-H Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to cancel PMI?

A preferred way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. C-H Appraisal Group is veterans in helping people just like you abolish unneeded PMI insurance.

Challenging Knox county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a region that is declining. That only means you're going to pay more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from C-H Appraisal Group is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is in a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. C-H Appraisal Group can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for verity? In a field review we will go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? C-H Appraisal Group can We can assist you. Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.